Pedal Power Insurance — Ride with Confidence Across Canada

Pedal Power Insurance — Ride with Confidence Across Canada

Cycling isn’t just a way to get around — it’s a lifestyle. Whether you’re commuting to work, exploring rugged trails, racing with your club, or cruising on an e-bike, your bike is more than just a machine — it’s an investment in health, adventure, and freedom. That’s where Pedal Power Insurance comes in — a tailored insurance solution built by OASIS Outdoor Adventure & Sport Insurance Solutions Inc. specifically for cyclists and pedal-powered riders across Canada.

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Why Bike Insurance Matters

Most cyclists assume their bike is covered under a homeowner’s or renter’s policy. While sometimes true, that type of coverage typically comes with limitations — high deductibles, restricted benefits, and depreciation that could leave you out of pocket when you need help most. Standard home policies may, at best, cover limited theft or loss — and often only up to a fixed dollar amount that doesn’t reflect the true value of premium bikes and e-bikes.

That’s where Pedal Power Insurance shines — offering stand-alone protection that keeps your bike investment secure without risking your home insurance claims history.

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What Pedal Power Covers

Pedal Power is designed with riders in mind. The program provides flexible, purpose-built coverage options including:

🚲 Physical Damage Protection

From collisions to accidental damage on the trail or road, your ride is covered — so you can get back in the saddle faster.

🔐 Theft Protection

Bikes are a prime target for theft. Pedal Power offers dedicated theft coverage designed for pedal bikes and e-bikes, so you aren’t left covering repairs or replacement on your own. 

⚖️ Liability Coverage

Accidents happen — and if you’re found liable for injuring someone or damaging property while riding, liability coverage helps protect your finances and peace of mind.

🚑 Accident Benefits

Optional accident benefits can help support you in the event of injury, going beyond what typical home policies might offer.

🚴 Competitive & Business Use

Whether you’re riding for fun, in competitions, or even using your bike for business purposes, Pedal Power has options to match your lifestyle and risk exposure.

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Designed for Canadian Riders

Pedal Power is available across Canada (excluding Quebec) and crafted to reflect how Canadian cyclists live and ride. It can be especially valuable if:

• Your bike is worth more than typical home-insurance limits.

• You ride high-risk routes or competitive events.

• You want specialized coverage without jeopardizing your personal property insurance record.

Cyclists have often found traditional home policies too restrictive. Premium bikes and e-bikes can easily exceed home insurance limits — and filing a claim on a home policy can lead to higher premiums or loss of claims-free discounts. A dedicated policy avoids that entirely.

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Discounts & Flexibility

Pedal Power offers discounts for members of recognized cycling associations and clubs, helping make coverage even more affordable for passionate riders.

Plus, you can insure multiple units on a single policy and add additional riders as needed — perfect for families, clubs, or small operations with more than one bike.

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Get a Quote & Ride Protected

Ready to secure peace of mind for every ride? Visit PedalPowerInsurance.ca to get an online quote or find a broker near you. Whether you’re a weekend warrior, daily commuter, or professional rider, Pedal Power Insurance keeps you covered — so you can focus on the joy of the journey. Pedal Power- Info and Quote